I am dedicated to offering superb customer service along with all available options for my customers so they can make an informed choice. With my 24 years of experience in residential mortgage lending I pride myself on consistently receiving referrals from past customers as well as my referral partners. So, whether you are a first time home buyer, purchasing a second home, investor properties, or simply looking to refinance, I look forward to working with you. I also speak fluent Cantonese and Mandarin.