Over 28 years of mortgage lending experience have taught me the value of providing exceptional customer service.

I am a Construction-to-Perm and New Construction Lending Specialist licensed in NY, NJ, PA, NC, SC, and FL. I am a preferred lender at several new‑construction sites throughout New York and New Jersey, including both market‑rate and affordable‑housing communities. I also actively provide financing at St. James Plantation in Southport, NC, and the surrounding areas.

Whether you’re buying a resale property, purchasing directly from a builder, or looking to self-finance a renovation or new construction, I can help guide you through the process. Ask me about our Builder’s Advantage and Construction‑to‑Perm Programs! For condominium purchases using one of Valley’s portfolio mortgage products, we can currently close without a pre-sale requirement—provided the building is Valley-approved and more than 5% of the units have sold and closed. We also offer relationship‑banking, mortgage interest‑rate discounts on our jumbo loan programs.

More than half of my clients are first-time homebuyers. Within our bank footprint, first-time homebuyers may qualify for our Community Advantage or Community Plus Lending Programs. I also frequently work with down‑payment assistance programs, including New Jersey Community Capital and the Homebuyer Dream Program.

I am a member of the Metropolitan Builders and Contractors Association, where I have served on the Executive Board and Board of Directors. I have also served as Membership Committee Chairperson and was formerly a member of the Sales and Marketing Council. Additionally, I am a U.S. Navy veteran, having served in the Navy Nuclear Submarine Program.