I have been lending in the Central Florida area for over 25 years. I especially enjoy assisting borrowers with the purchase of their first home. Over the years I have established many solid relationships which has led to putting two or even three generations of a family into a new home. I am also eager to assist home owners with refinancing their current mortgage to either lower their rate or as a means of consolidating their current obligations.
 
Valley Bank offers a wide variety of lending options such as Construction to Permanent, Jumbo loans , FHA , VA and First Time Home Buyers. I look forward to reviewing the options with you and helping you select the one that best fits your situation.  
 
Hobby:                    Golf
Birth Place:             Hampton, VA
Favorite Movie:       It’s A Wonderful Life